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Hurt in a Motorcycle Crash? How a Motorcycle Accident Lawyer May Help
A motorcycle accident lawyer can help riders and passengers hurt in Florida crashes pursue compensation from an at-fault driver, their insurer, or their own uninsured motorist coverage. Claims may include medical bills, lost wages, pain and suffering, and motorcycle damage. Families who lost a rider may also be able to bring a wrongful death claim.
If you or someone you love was injured on a motorcycle, call the Law Offices of Jason Turchin at 800-337-7755 to talk about your options.
Florida Motorcycle Accident Claims at a Glance
| Question | Short answer |
|---|---|
| Does PIP cover motorcycle riders in Florida? | Usually not. Florida’s no-fault PIP system generally does not apply to motorcycles, so riders often rely on other coverage. |
| How long do I have to file a claim? | For most negligence claims arising after March 24, 2023, the deadline is generally two years under Florida Statute §95.11. |
| Can I recover if I was partly at fault? | Possibly. Under Florida Statute §768.81, recovery is generally barred only if you are found more than 50 percent at fault. |
| Does not wearing a helmet end my claim? | Not necessarily. An insurer may argue it affected your injuries, but it does not automatically bar a claim. |
| Can a lawyer help me find doctors? | Often, yes. An injury lawyer may be able to refer you to medical providers, including some who may treat while your claim is pending. |
Why Motorcycle Crashes Are So Serious in Florida
Motorcycle crashes tend to cause more severe injuries than car crashes because riders have no steel frame, airbags or seat belts protecting them. Florida’s year-round riding weather also puts many bikes on the road in every season.
The numbers reflect that risk. Over 590 people died in motorcycle accidents in Florida in 2025, according to state crash data. Over 122,000 crashes involved personal injury in Florida in 2026 alone. People often search for the chances of getting into a motorcycle accident. There is no simple answer for any one rider, but drivers who fail to see motorcycles, especially at intersections and during lane changes, are a common factor in the cases we review.
What Insurance Pays After a Florida Motorcycle Accident?
After a motorcycle crash, payment may come from the at-fault driver’s bodily injury liability coverage, your own uninsured or underinsured motorist coverage, and your medical payments coverage if you bought it. Because PIP generally does not apply to motorcycles, riders are often confused about which policy pays first.
| Coverage | What it may pay | What riders should know |
|---|---|---|
| Bodily injury liability (other driver) | Medical bills, lost income, pain and suffering | Florida does not require drivers to carry it, so some at-fault drivers have little or none. |
| Uninsured/underinsured motorist (your policy) | Damages the at-fault driver cannot cover | Governed by Florida Statute §627.727. It can be rejected in writing, so check your policy. |
| Medical payments coverage (your policy) | Medical bills up to the policy limit | Optional on many motorcycle policies and usually limited in amount. |
Under Florida Statute §316.211, riders over 21 may legally ride without a helmet if they carry at least $10,000 in medical benefits coverage. That coverage can matter a great deal after a crash.
Examples of Motorcycle Accident Cases We See
Every case is different, and the scenarios below are illustrations, not actual client results. They show the kinds of situations in which a motorcycle accident lawyer may be able to help.
- The left-turn crash. A driver turns left across an intersection and says they “never saw” the rider. Traffic camera footage, witness statements and the crash report may help show who had the right of way.
- The sudden lane change. A car merges into a rider on I-95 or I-595 without checking a blind spot. Damage patterns on both vehicles may help reconstruct what happened.
- The hit-and-run. The driver flees and is never found. The rider’s own uninsured motorist coverage may be the main source of recovery.
- The passenger claim. A passenger is hurt when the bike is struck. The passenger may have claims against the other driver and, in some cases, the motorcycle operator’s coverage.
- The fatal crash. A rider dies after a driver runs a red light. Surviving family members may be able to pursue a wrongful death claim.
What Should You Do After a Motorcycle Accident?
Getting medical care and preserving evidence are two of the most important early steps after a motorcycle crash. These steps can protect both your health and your potential claim.
- Call 911 and get medical attention, even if you feel fine. Adrenaline can hide injuries.
- Photograph the scene, the vehicles, your gear and your injuries if you are able.
- Get the other driver’s name, insurance and plate number, plus contact details for witnesses.
- Keep your helmet, jacket and damaged gear. They may be useful evidence.
- Avoid giving a recorded statement to the other driver’s insurer before getting legal advice.
- Talk with an experienced injury lawyer about your coverage and deadlines.
Our page on Florida motorcycle accident claims covers more about how these cases work.
Can a Personal Injury Lawyer Help With Medical Referrals?
Yes, in many cases a personal injury lawyer can help connect an injured rider with doctors, specialists and therapists. This can be especially helpful when you have limited health insurance or no PIP benefits.
Some providers may agree to treat you while your claim is pending and be paid from any recovery. Consistent treatment records can also help document how your injuries affect your daily life.
Who Is the Best Motorcycle Accident Lawyer for an Injury Claim?
There is no single “best” motorcycle accident lawyer for everyone. The right fit is usually a lawyer with experience in motorcycle claims, a clear fee arrangement, and a track record of communicating with clients.
When comparing firms, consider asking:
- Motorcycle case experience. How often does the firm handle claims for riders?
- Fee structure. Is the case handled on contingency, and what happens to costs if there is no recovery?
- Peer and client ratings. What do independent rating organizations and past clients say?
- Communication. Who will you talk to, and how often will you get updates?
Our guide on questions to ask a Florida accident lawyer offers more ideas, and you may also want to read whether it is worth hiring a lawyer for an accident claim.
Why Choose the Law Offices of Jason Turchin
Attorney Jason Turchin founded the Law Offices of Jason Turchin, a personal injury firm based in Florida. The firm represents injured riders and their families across South Florida, including Broward and Miami-Dade, and handles personal injury cases in Florida, New York, New Jersey and Washington, D.C., and throughout the U.S. with a network of co-counsels and local counsels. Riders hurt in Broward County can also visit our Fort Lauderdale motorcycle accident lawyers page.
- AV Preeminent Peer Rated for Highest Level of Professional Excellence by Martindale-Hubbell in 2026.
- Martindale-Hubbell Client Champion Platinum Award in 2026.
- Super Lawyers list from 2020 through 2026.
- A+ BBB rating annually from 2014 through 2026.
- Avvo 10.0 Superb Rating.
Cases are handled on a contingency fee basis, with fees and costs waived if there is no recovery. You can learn more about Attorney Jason Turchin and his background.
Motorcycle Accident FAQs
What law firms are best for handling motorcycle accident lawsuits?
Many riders look at independent peer ratings, client reviews and BBB ratings when choosing a firm. Experience with motorcycle claims and clear communication may matter as much as any rating.
Will my case go to trial?
Many injury claims resolve without a trial, but some do go to court. Whether a case settles may depend on liability disputes, insurance limits and the strength of the evidence.
How much is my motorcycle accident case worth?
Case value can depend on your injuries, treatment, lost income, fault and available insurance. No lawyer can honestly promise a specific amount at the start of a case.
What if the driver who hit me had no insurance?
Your own uninsured motorist coverage may help pay for your losses if you have it. Reviewing your policy early can clarify what is available. More answers are on our Florida personal injury FAQs page.
Talk With an Experienced Motorcycle Accident Lawyer
A motorcycle crash can change your life in seconds, and insurance rules for riders can be confusing. Getting answers early may help protect your rights and your deadlines. Call the Law Offices of Jason Turchin at 800-337-7755 or contact us online to discuss your motorcycle accident claim.
