Brooklyn Life Insurance Attorney – Helping Families With Denied and Disputed Claims

Life insurance is meant to provide security for loved ones after a loss. But for many families in Brooklyn, the process of collecting life insurance benefits is far from straightforward. Insurance companies may delay payments, deny claims, or file lawsuits when there are competing beneficiaries. These disputes often come at the worst possible time—when families are already coping with grief.

If you are searching for a Brooklyn life insurance attorney, the Law Offices of Jason Turchin may be able to help. Our firm has handled thousands of insurance-related matters, including life insurance denials, delays, and beneficiary disputes in New York.

Why Life Insurance Claims Are Denied in Brooklyn

Insurance carriers often look for reasons not to pay, especially on high-value policies. Some of the most common denial reasons include:

• Alleged misrepresentation – Insurers claim the policyholder failed to disclose medical conditions, smoking status, or other important facts.
• Contestability period issues – If the policyholder passed within two years of issuance, insurers scrutinize applications and sometimes deny coverage over minor errors.
• Policy lapse – Carriers may argue that the policy lapsed for non-payment, even if payments were made or notices were mishandled.
• Suicide exclusions – Policies often exclude suicide within the first two years, but insurers sometimes apply this unfairly.
• Accidental death disputes – Beneficiaries may be denied additional coverage under accidental death riders if the insurer questions the cause of death.
• Beneficiary conflicts – Claims between current and former spouses, children, or estates often lead to interpleader lawsuits in federal court.
• Employer-provided coverage (ERISA) – Many Brooklyn residents have group policies governed by ERISA, which are subject to strict federal procedures.

Common Life Insurance Disputes in Brooklyn

Denied Claims

A denial does not always mean the insurer is correct. Legal review may reveal improper denial tactics.

Delayed Claims

It’s an unfortunate but frequent scenario: Insurance companies stall the payouts they owe, often while conducting what they term “investigations.” This practice can leave many families in limbo, deprived of the financial support they urgently require. Insurance disputes can be stressful and time-consuming, but the Law Offices of Jason Turchin are here to help. If you find yourself in a situation where an insurance company is delaying your payout, don’t hesitate to reach out to us at (800) 337-7755. Our dedicated team of attorneys can fight to secure the compensation you deserve.

Beneficiary Disputes

Conflicts among multiple beneficiaries frequently arise in Brooklyn. Insurers may respond by filing an interpleader action in the Eastern District of New York to let the court decide.

ERISA and Employer Plans

Group policies through New York employers are often governed by ERISA. These cases usually end up in federal court, with different rules than state claims.

Why Work With a Brooklyn Life Insurance Attorney

Navigating a denied or disputed claim while grieving can be overwhelming. A Brooklyn life insurance attorney may:

• Review the denial letter and identify ways to appeal
• Collect medical, financial, and policy evidence to support your claim
• Negotiate with the insurance company for payment
• File suit in state or federal court when needed
• Defend your rights in interpleader lawsuits with competing beneficiaries

Deadlines in New York Life Insurance Cases

New York law generally provides six years to file a breach of contract lawsuit, but ERISA-governed plans often have much shorter contractual deadlines. Failing to act within these time limits may prevent recovery.

What You May Recover in a Life Insurance Case

Depending on the facts, you may be entitled to recover:

• The full policy payout
• Interest for delayed payments
• Attorney’s fees and costs in certain cases
• Additional damages if the insurer acted in bad faith

Frequently Asked Questions

How long should it take to get life insurance money in Brooklyn?
Most policies should pay within 30–60 days of proof of death, but insurers often delay.

What if the policyholder left something off the application?
Not all inaccuracies justify denial. If the omission was not material, you may still be entitled to payment.

Can an ex-spouse collect life insurance in New York?
Yes, if still listed as a beneficiary. Disputes often arise between ex-spouses and current family members.

What happens if no beneficiary was named?
The proceeds usually pass to the policyholder’s estate and may be handled through New York probate courts.

Will my case go to federal court?
If the policy is ERISA-governed or involves an interpleader, the case may be filed in the Eastern District of New York.

Contact a Brooklyn Life Insurance Attorney

If you’re dealing with a denied, delayed, or disputed life insurance claim in Brooklyn, the Law Offices of Jason Turchin may be able to help. We represent beneficiaries across New York and nationwide. Our firm works on a contingency fee basis — meaning you pay no fees or costs unless we recover money for you.

📞 Call 800-337-7755 today or start a live chat for a free consultation.