Multi-Million Dollar Advocates Forum
BBB Acredited Business
American Bar Association
American Association for Justice
Avvo Rating
The National Crime Victim Bar Association
Amazon Best Selling Author
Super Lawyers
Million Dollar Advocates Forum Premium

Suicide Clause Exclusion

If your life insurance claim was denied because of a suicide clause, call us for a free consultation and policy review at (800) 337-7755 or submit your question or case information online.

The Life Insurance Suicide Clause

Most life insurance policies contain a clause which disclaims or avoids coverage if the insured commits suicide during a certain period of time. Some policies will not pay benefits if the insured kills himself or herself during the policy period, and other policies will not pay benefits if the insured commits suicide during the first two years that the policy is in effect.

Suicide May Not Void Coverage

There are several ways to have coverage apply, even if an insured allegedly commits suicide. If the life insurance policy has a two-year limit to the suicide exclusion, then the policy may still get paid out in full if the insured commits suicide more than two-years after the policy went into effect. An insurance agent once joked, "If you are going to kill yourself, just wait two years and a day."

The Insurance Company May Have To Prove It Was Suicide

You may still be entitled to full benefits if the insurance company cannot prove that the insured's death was by suicide. Suicide is not easy for an insurance company to prove. For example, someone found hanging could have been engaged in auto-erotic asphyxiation and accidentally hung himself, with no actual intention of committing suicide. There have also been cases of staged suicide, but may have been murder. In those cases, the suicide exclusion may not apply and full benefits may be awarded.

Let Us Review The Claim Before Giving Up

Our life insurance attorneys in Florida, New York and Washington DC, and through co-counsel when necessary throughout the US can review your life insurance claim to see if you have any argument for coverage. If so, we generally work on a contingency fee, which means we waive all fees and costs if there is no recovery.

Call us today at 800-337-7755 for a free consultation. Our life insurance lawyers are available 24 hour a day 7 days a week including weekends and holidays to discuss your potential life insurance claim.

Miami Life Insurance Suicide Clause Lawyers - Ft Lauderdale Suicide Clause Attorney for Life Insurance Claim

Visit our Social Media Sites as well for more information:

Facebook - LinkedIn - Twitter - Our Blog
Client Reviews
"I am very grateful to have found Jason Turchin! Mr Turchin did not hesitate to accept my case when there was no other attorney willing to accept me. Every decision that Mr Turchin proceeded with was made with professionalism along with knowledge, therefore doing what was in my best interest. Also, if there were any questions or concerns they were answered promptly. You won't regret choosing him!" Vervica S.
"Jason Turchin and staff handled my case as if it was their own. Their care and patience and knowledge was on point. As mine was a difficult case, Jason made sure he pushed till the job was done. Wonderful results. Would work with them again if needed." Beth M.
"My experience with Jason Turchin and staff was delightful. They made a bad experience a good one. I valued their representation and opinion. I trusted them and would do it again in a heart beat! I recommend them to anyone and everyone!" Brooke