COVID-19 Notice: We are available for a FREE consultation by phone and video conference - Learn More

Multi-Million Dollar Advocates Forum
BBB Acredited Business
American Bar Association
American Association for Justice
Avvo Rating
The National Crime Victim Bar Association
Amazon Best Selling Author
Super Lawyers
Million Dollar Advocates Forum

2 Year Contestability Clause

Florida's Two Year Life Insurance Contestability Clause

Florida Statute section 627.455 states that every life insurance contract is incontestable after it has been in force during the lifetime of the insured for a period of 2 years from its date of issue. This means that if you are a beneficiary on a life insurance policy which was in effect for at least two years prior, you should be entitled to collect the life insurance benefits in Florida.

There are very limited exceptions to Florida's two year incontestability clause in life insurance contracts. After two years, a Florida life insurance company can still deny payment of benefits for nonpayment of premiums.

If you are claiming benefits under a life insurance policy in Florida that has been in effect for more than two years and the Florida life insurance company is not paying the benefits timely, call me for a free consultation at 800-337-7755.

We handle life insurance claims in Florida against nearly all life insurance companies in Florida. These include Aviva, MetLife, USAA, Allstate, Prudential, TransAmerica and more.

We also handle life insurance disputes in Miami, Fort Lauderdale, Orlando and every city in Florida.


Visit our Social Media Sites as well for more information:

Facebook - LinkedIn - Twitter - Our Blog
Client Reviews
★★★★★
"I am very grateful to have found Jason Turchin! Mr Turchin did not hesitate to accept my case when there was no other attorney willing to accept me. Every decision that Mr Turchin proceeded with was made with professionalism along with knowledge, therefore doing what was in my best interest. Also, if there were any questions or concerns they were answered promptly. You won't regret choosing him!" Vervica S.
★★★★★
"Jason Turchin and staff handled my case as if it was their own. Their care and patience and knowledge was on point. As mine was a difficult case, Jason made sure he pushed till the job was done. Wonderful results. Would work with them again if needed." Beth M.
★★★★★
"My experience with Jason Turchin and staff was delightful. They made a bad experience a good one. I valued their representation and opinion. I trusted them and would do it again in a heart beat! I recommend them to anyone and everyone!" Brooke