2 Year Contestability Clause

Florida’s Two Year Life Insurance Contestability Clause

Florida Statute section 627.455 states that every life insurance contract is incontestable after it has been in force during the lifetime of the insured for a period of 2 years from its date of issue. This means that if you are a beneficiary on a life insurance policy which was in effect for at least two years prior, you should be entitled to collect the life insurance benefits in Florida.

There are very limited exceptions to Florida’s two year incontestability clause in life insurance contracts. After two years, a Florida life insurance company can still deny payment of benefits for nonpayment of premiums.

If you are claiming benefits under a life insurance policy in Florida that has been in effect for more than two years and the Florida life insurance company is not paying the benefits timely, call me for a free consultation at 800-337-7755.

We handle life insurance claims in Florida against nearly all life insurance companies in Florida. These include Aviva, MetLife, USAA, Allstate, Prudential, TransAmerica and more.

We also handle life insurance disputes in Miami, Fort Lauderdale, Orlando and every city in Florida.

Visit our Social Media Sites as well for more information:

FacebookLinkedInTwitterOur Blog

Client Reviews

"I am very grateful to have found Jason Turchin! Mr Turchin did not hesitate to accept my case when there was no other attorney willing to accept me. Every decision that Mr Turchin proceeded with was made with...

- Vervica S.

"Jason Turchin and staff handled my case as if it was their own. Their care and patience and knowledge was on point. As mine was a difficult case, Jason made sure he pushed till the job was done. Wonderful...

Beth M.

My experience with Jason Turchin and staff was delightful. They made a bad experience a good one. I valued their representation and opinion. I trusted them and would do it again in a heart beat! I recommend...


Fell and surgery was done and no help from Resort even though it was wet and dark. Whitney and Emily at Atty Turchin were terrific all the way to court. I am extremely grateful for all of their help and bearing...

Gary S

From the moment I obtained The Law offices of Jason Turchin I felt a sense of relief that I was in the Best of hands. Attorney Baca made me feel like I was family. He kept me updated and made sure I felt...

Anne G.

My family and I are so appreciative of the support we received from Jason. Seeing our mother’s health suffer has not been easy, and his guidance was a crucial help in handling an insurance issue. He offered...

Kevin R.

Get in Touch

  1. 1 Free Consultation
  2. 2 Available 24/7
  3. 3 Serving Florida, NJ, NY, and Washington, DC.
Fill out the contact form or call us at (800) 337-7755 to schedule your free consultation.

Leave Us a Message