Types of Car Insurance

Types of Car Insurance in Florida

One of the most common responses we get when we ask a Florida car accident victim what insurance they have is "I have full coverage". What does this really mean?

Florida law does not require a vehicle owner to carry all types of car insurance. Some are mandatory, while most are optional. Some of the common types of car insurance in Florida are:

  • Bodily Injury Coverage
  • Personal Injury Protection (PIP)
  • Collision Coverage
  • Comprehensive Insurance
  • Uninsured Motorist Coverage
  • Underinsured Motorist Coverage
  • Excess and Umbrella Coverage
  • Medical Payment Coverage

If you are in a Miami car accident, Fort Lauderdale motorcycle accident, or motor vehicle accident in Florida, contact us for a free insurance evaluation to determine what insurance coverage you have on your policy and which coverage which may apply in your accident.

Free insurance evaluation Florida.