Florida Car Accident Attorneys

Florida’s highways and busy intersections are notorious for high-speed collisions, distracted driving, and devastating multi-vehicle pileups. In the chaotic aftermath of a car accident, you may find yourself facing a wrecked vehicle, mounting hospital bills, and aggressive insurance adjusters pressuring you to accept a lowball settlement. The Florida car accident attorneys at the Law Offices of Jason Turchin offer statewide representation and have handled more than 6,500 accident claims.

You do not have to fight this battle alone. As an AV-rated Florida car accident law firm, the Law Offices of Jason Turchin has represented thousands of auto accident victims. Call us 24/7 at (800) 337-7755 for a completely free consultation. We work on a strict contingency fee basis so you pay zero upfront fees, and we only get paid fees and costs if we recover money for you.

Navigating Florida’s Auto Insurance Laws: PIP and Bodily Injury

Florida operates under a “no-fault” auto insurance system, which features very specific deadlines and rules that victims must follow to protect their rights to compensation.

The 14-Day PIP Rule

Under Florida law, your own auto insurance policy includes Personal Injury Protection (PIP), which generally covers 80% of your initial medical bills and 60% of your lost wages, up to $10,000, regardless of who caused the crash. However, you must seek initial medical treatment within exactly 14 days of the accident. If you wait until day 15, your insurance company can legally deny your PIP benefits.

Stepping Outside No-Fault (Bodily Injury Lawsuits)

Because $10,000 is rarely enough to cover severe trauma (such as traumatic brain injuries, spinal cord damage, or orthopedic surgeries), our attorneys can aggressively pursue Bodily Injury (BI) lawsuits against the at-fault driver. We can fight to recover:

• Past and future medical expenses
• Lost wages and diminished earning capacity
• Pain and suffering, mental anguish, and loss of enjoyment of life
• Property damage and diminished vehicle value

Critical Updates to Florida Car Accident Laws (2026)

Recent sweeping tort reform in Florida has drastically changed how car accident lawsuits are handled. Insurance companies can use these new laws against you if you do not have experienced legal representation.

• Modified Comparative Negligence: Florida is no longer a “pure” comparative fault state. Under the new Modified Comparative Negligence standard, if a judge or jury determines that you are more than 50% at fault for the crash, you recover nothing. This is why our investigative team can move immediately to secure intersection cameras, 911 dispatch audio, and witness testimony to prove the other driver’s liability.
• The 2-Year Statute of Limitations: For car accidents occurring after March 24, 2023, you now have only two years from the date of the crash to file a personal injury lawsuit (reduced from the previous four-year limit). Delaying your claim can result in the permanent loss of your right to sue.

We Take on the Biggest Insurance Companies

We estimate that over 95 percent of the car accident cases our office handles are successfully settled without ever having to go to trial. However, because our firm maintains a litigation department, insurance adjusters should know we are fully prepared to file a lawsuit and take your case before a jury if they refuse to offer a fair settlement. Every case is different, so prior results do not guarantee a future success. We can review the facts of your specific case.

We routinely litigate bodily injury and Uninsured/Underinsured Motorist (UM) claims against major carriers, including GEICO, Progressive, State Farm, Allstate, USAA, MetLife, Liberty Mutual, and Nationwide.

Florida Car Accident FAQs

What should I do if the at-fault driver does not have insurance?

Florida has one of the highest rates of uninsured drivers in the country. If you are hit by someone without Bodily Injury (BI) coverage, our attorneys can pursue an Uninsured/Underinsured Motorist (UM) claim through your own insurance policy if you have that coverage to help ensure your medical bills and pain and suffering are fully compensated.

How much will it cost to hire a Florida auto accident lawyer?

We operate on a strict contingency fee basis. This means we advance all the costs for pulling crash reports, hiring accident reconstruction experts, and filing court documents, when necessary and appropriate. You pay us absolutely nothing out-of-pocket. We only collect an attorney’s fee and costs if we successfully recover a financial settlement or jury verdict for you.

Contact the Law Offices of Jason Turchin today at (800) 337-7755 to protect your rights after a Florida car crash. We can represent victims statewide, including Miami, Fort Lauderdale, Orlando, Tampa, and Key West.